CONTACT US:
Medical Sales Advocates
Toll-Free: 1-877-303-2050
Fax: 1-719-358-5113
General Inquires:
info@medicalsalesadvocates.com
In our industry, we know that the risk of being drawn into a lawsuit is real. The General liability coverages can help defend you against bodily injury and property damage claims.
The professional liability responds to claims that include but not limited to your professional expertise, representations you make about your medical device/product, any training or educating on the device and coverage for exposures in the operating room that you are held liable for in your conduct as a medical sales device representative or distributor.
MSA's policy will protect YOU, not the device or equipment manufacturer. This policy will protect you from your professional act or omission and negligence that results in bodily injury or property damage to a third party.
Please Note: The insurance benefit that automatically comes with membership in MSA only provides coverage for acts relating to the profession of Medical Device Sales and Distribution. If you perform another type of medical related service, such as the certification of equipment, or any function other than device sales, please click here or call 1-877-303-2050 for quotes on appropriate liability insurance protection.
Professional and General Liability
Coverage Outline For
Medical Sales Advocates Individuals
| First Named Insured | Members of Medical Sales Advocates |
| Additional Named Insureds: | Member Individuals and companies enrolling through the program |
| Insurer: |
Vantage Risk Specialty Insurance Company |
| Effective Date for First Named Insured: |
October 1, 2022 – October 1, 2023 |
| Effective Date for Additional Named Insureds: |
Coverage Starts on date each individual becomes a member of Medical Sales Advocates and expires on October 1, 2023 |
| Type of Coverage: |
Professional Liability‐ Claims‐made form |
Limits of Liability:
Professional Liability‐ Per Individual Member
| Each Medical Incident: | $1,000,000 |
| Aggregate Limit Per Insured: | $3,000,000 |
| Policy Aggregate Limit: | $25,000,000 |
| Deductible: | None |
| Deductible Aggregate: | None |
| Retroactive Date: | Varies‐depends on the enrollment date of each individual member |
General Liability‐Per Individual Member
| Each Occurrence Limit: | $1,000,000 |
| Aggregate Limit Per Insured: | $3,000,000 |
| Products/Completed Operations Limit: | $1,000,000 |
| Personal/Advertising Injury Limit: | $1,000,000 |
| Fire Damage Limit: | $50,000 |
| Medical Expense Limit | $5,000 |
| Policy Aggregate Limit: | $25,000,000 |
| Deductible: | None |
| Retroactive Date: | Varies‐depends on the enrollment date of each individual member |
For more information call 1-877-303-2050. Click here for coverage details
Click on the links below to learn more about MSA benefits
Professional & General Liability Insurance
- Professional & General Liability coverage provided with membership
Inventory & Property Coverage, Worker's Compensation Insurance and more
- MSA's insurance agency partner can provide great rates on various property and casualty insurance plans, including Workers Compensation.
Business Tools
- Discounts on products to help grow your business
Travel Benefits
- 24-Hour Roadside Assistance
- Discounts for travel
Health Insurance
- Affordable individual, family and group insurance plans (health insurance must be purchased separately)
Wellness Benefits
- Health & wellness discounts and services